Mobile & Manufactured Home Refinancing - Mobile Home Financing - Manufactured Home Loans   
NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST
Manufactured and Mobile Home Refinancing, Loans Financing
All Housing Types Welcome...Single Family Homes, Townhouse, Condo's, Manufactured, Modular and Mobile Homes
Manufactured Home Loans - Mobile Home Financing - Mobile & Manufactured Home Refinancing
Nationwide Mobile Home Park Refinancing
Our professional staff  has decades of experience providing mobile home financing and mobile home refinancing programs to
thousands of satisfied customers with customer service second to none.  We are a direct source specializing in manufactured
home financing and manufactured home refinancing loans, nationwide.  Refinancing your current mobile home loan could save you
thousands over the life  of your mobile home mortgage and also can provide cash out mobile home refinancing loans for
anything you choose -----debt consolidation, tuition, mobile home equity loans for improvements and more......  

If you don't see it - ASK
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Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity
Top Frequently Asked Question

Q. Is single wide or double wide financing or refinancing available for homes
in parks, on leased,  family land, or land where the deed or mortgage is
separate from the home?
A. Yes!  These are "home only" or "chattel" loans, and there are excellent
rates and terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of
deed or mortgage?  
A.  Yes!  In most states purchase and refinancing is available, sometimes
with extra equity cash available for debt consolidation or home
improvements depending on the home value. These are
“land/home
packages.”  Certain conditions apply. FHA Purchase Loans 3.5% Down Payment
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten
the loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  
Self-employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply.  Each situation
is different, and loan types depend on several factors--year, make, home
value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down
payments. Also, a shorter term often shows better rates and the greater savings.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the
home the more likely equity cash will be available.  Pre-1977 in California.
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote
NO INITIAL CREDIT CHECK   NO SENSITIVE INFORMATION   FREE REQUEST

Manufactured Homes -- The Affordable Housing Alternative
19 Million Americans Can't Be Wrong!
Manufactured and Mobile Home Loans
Land/Home or Home Only
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Need a low payment for your big loan?

A Jumbo Mortgage offers a choice between
fixed or adjustable rates, with maximum
flexibility for home financing for larger loans.
Need a loan between
$417,000 and $2,000,000?
Need flexible rates and terms?  
Need quick turn-around for your
jumbo purchase or refinance?

Your search ends here with our jumbo loan
experts dedicated to personal service and the
best loan options tailored to YOU!
Plus. we have an A+ rating with the
Better Business Bureau
Loan Amounts above $417,000
Lock In Your Lowest Payment Today!

JUMBO LOAN
Fixed and  Adjustable Rates

FHA JUMBO LOAN
Higher loan limits and lower rates mean
easier qualifying

VA JUMBO LOAN
0 Down for loans up to your county limit

SUPER JUMBO LOAN
Loans exceeding $2,000,000 plus
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Idaho
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Copyright ©1999-
2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.